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CMHC defends mortgage stress test changes amid calls for loosening rules – Kelowna Capital News Backgrounder. CMHC also develops its own stress testing cases for business planning purposes. The Minimum Capital Test (MCT) is the ratio of capital available to capital required.
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The CEO of Canada Mortgage and Housing Corporation is forcefully defending mortgage stress test rules and warning federal policy-makers to hold the line amid calls for softening the measure from . . .
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**2019 Mortgage Rules Update – 2019 Federal Budget** There have been several changes to the mortgage rules in Canada over the last 3 years. The most recent and future changes popped up in the just-proposed 2019 federal budget i.e. the First time home buyer incentive which is aimed at helping first-time homebuyers afford a home in Canada’s ‘hot’ real estate market.
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The new scripts were detailed in a bulletin sent out to all train service personnel earlier this month and are the first substantial change to the "blue book," which governs how to communicate with.