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Refi, Recast, or Prepay? Options for your Mortgage 99 voltaire ave, Henderson, NV 89002 | Zillow New rules on reverse mortgage designed to make loans safer for elderly 5 Major Reasons Why You Should Buy a Home Instead of Rent Here are 5 reasons you should wait to buy a home and rent instead. For decades, the path to typical American adulthood has been pretty static. You graduate college, begin a career, start a family and buy a home.

The Secret Way to Save Money – Recast Instead of Refinance – However, have you ever heard about recasting your mortgage? A mortgage recast is a method used to reduce your monthly mortgage payments and save interest, similar to a refinance, but avoiding the significant costs and headaches. Why haven’t you heard of recasting? Don’t feel bad, it’s not your fault.

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Should You Choose a Fixed or Variable? One of these is choosing between a fixed- or variable-interest-rate mortgage. True to its name, fixed-rate mortgage interest is “fixed” throughout the life of the loan. In contrast, the interest rate on a variable-interest-rate loan can change over time.

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